Skip to content

Retail

Timely and trusted insight around the regulation of retail financial services ― to ensure that products and services are accessible, equitable and prevent the exploitation of vulnerable consumers.

AllArticles

28 results

UK Regulation

FCA ditching PPI mis-selling rule in insurance sourcebook overhaul  

The UK Financial Conduct Authority (FCA) today proposed scrapping a consumer protection rule introduced in the wake of the £38...
By Lindsey Rogerson 14th May 2025
FCA ditching PPI mis-selling rule in insurance sourcebook overhaul  

Regulatory Reporting

Bank of England proposes scrapping building societies sourcebook

The Bank of England (BoE) is consulting on scrapping the Building Societies Sourcebook (BSOCS), which outlines the rules governing building...
By Lindsey Rogerson 8th May 2025
Bank of England proposes scrapping building societies sourcebook

Retail

Point-of-need financial services boosting growth for SMEs

Embedded finance — the process of integrating financial services into non-financial processes — is helping small and medium-sized enterprises (SMEs)...
By Elizabeth Lumley 7th May 2025
Point-of-need financial services boosting growth for SMEs

Retail

Challenger banks united in call for support from regulators to scale up

Challenger banks need dedicated support from regulators if they are to scale up beyond their initial success, David Jarvis, CEO...
By Lindsey Rogerson 7th May 2025
Challenger banks united in call for support from regulators to scale up

Retail

No payment left behind

Small and medium-sized enterprises (SMEs) and individuals currently bear the brunt of problems around cross-border transactions so global cooperation, including...
By Elizabeth Lumley 6th May 2025
No payment left behind

UK Regulation

Targeted support integral to ISA overhaul, says City minister

Savers will need support to shift money into investments, Emma Reynolds, economic secretary to HM Treasury, told lawmakers last week,...
By Lindsey Rogerson 30th April 2025
Targeted support integral to ISA overhaul, says City minister

UK Regulation

UK government greenlights small pot consolidation, Pensions Regulator promises new toolkit

The UK government is moving forward with plans that will see small pension pots belonging to workers automatically consolidated. UK...
By Lindsey Rogerson 25th April 2025
UK government greenlights small pot consolidation, Pensions Regulator promises new toolkit

Financial Crime

Firms failing to grasp domestic payments’ sanctions risk

Firms’ inadequate customer due diligence processes have translated into a failure to grasp that their domestic payments activity may be...
By Rachel Wolcott 15th April 2025
Firms failing to grasp domestic payments’ sanctions risk