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Elizabeth Lumley

All articles

13 articles

Retail

Point-of-need financial services boosting growth for SMEs

Embedded finance — the process of integrating financial services into non-financial processes — is helping small and medium-sized enterprises (SMEs)...
By Elizabeth Lumley 7th May 2025
Point-of-need financial services boosting growth for SMEs

Retail

No payment left behind

Small and medium-sized enterprises (SMEs) and individuals currently bear the brunt of problems around cross-border transactions so global cooperation, including...
By Elizabeth Lumley 6th May 2025
No payment left behind

Cryptocurrency Regulation

Can self-custody be a party?

The third of the US Securities and Exchange Commission (SEC) Crypto Task Forceʼs five roundtables, discussed the legality of self-custody,...
By Elizabeth Lumley 2nd May 2025
Can self-custody be a party?

Americas

SEC crypto roundtable debates tailored versus traditional regulatory approach

Crypto industry leaders and US Securities and Exchange Commission (SEC) top brass debated the use of traditional methods for protecting...
By Elizabeth Lumley 22nd April 2025
SEC crypto roundtable debates tailored versus traditional regulatory approach

Digital Assets

Preparing for the rise of super wallets

The financial services industry is readying to embrace the advent of ‘super wallets’, which extend mobile payment services beyond being...
By Elizabeth Lumley 8th April 2025
Preparing for the rise of super wallets

Cryptocurrency Regulation

Inaugural crypto roundtable in SEC’s search for regulatory approach

The US Securities and Exchange Commission’s (SEC) Crypto Task Force kicked off a series of roundtables this month, designed to...
By Elizabeth Lumley 28th March 2025
Inaugural crypto roundtable in SEC’s search for regulatory approach

Cryptocurrency Regulation

UK digital assets regulation progress too slow — stablecoin issuers  

The slow pace and changing nature of the UK Financial Conduct Authority’s (FCA) digital asset regulatory roadmap attracted almost universal...
By Elizabeth Lumley 24th March 2025
UK digital assets regulation progress too slow — stablecoin issuers  

Cryptocurrency Regulation

Stablecoins are booming, but regulation remains in flux 

Discussions on how stablecoins should be classified for regulatory purposes continue – despite the product’s global market cap exceeding $200...
By Elizabeth Lumley 11th March 2025
Stablecoins are booming, but regulation remains in flux 

Retail

Open banking’s promise has yet to deliver, policymakers search for reset button

This year marks the seventh anniversary of the second iteration of the EU Payment Services Directive (PSD2) coming into force....
By Elizabeth Lumley 3rd March 2025
Open banking’s promise has yet to deliver, policymakers search for reset button